Frequently Asked Questions

Email us at, or call us toll-free at 877-523-3886 x201 if you have any questions that you can't find the answers to on our site.
Your Credit Score
This article explains how your credit score is determined by the credit bureaus.  Higher Score = Better Loan Rates.

Know the Terms
Understanding the terms involved in mortgage lending can give you an advantage when you start to work with lenders.

Pre-Approval vs Pre-Qualification
A pre-approval can give you a negotiating advantage when shopping for your new home - shop with confidence!

Home Buying Basics and Process
A flowchart on the basics of the home buying and what to expect.

Understanding the Loan Estimate
The Loan Estimate should be a close estimate to the actual closing costs of your loan.  Understand what the lender does and doesn't control and what they may not disclose to you.  A great primer as you shop.

Why use  About Our Company
Information on and why we are a wise choice as your partner when you are financing your home.

Mortgage Calculators
Calculate your payments.